	Benefits MEDICAL HEALTH INSURANCE Managed Care Plan (depending on your location determines which managed care plan network is offered): PPO = a “preferred provider organization” (PPO) plan in which a group of preferred health care providers offer services under defined financial arrangements. Plan participants usually have incentives to use the “preferred provider” network. A primary care physician does not control a participant’s access to specialists in the network. Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin. Cost – The employee pays the cost of the selected coverage through payroll deductions. Back To Top PRESCRIPTION DRUG Administered through the CareMark Network Pharmacy Card Option - up to a 30 day supply Mail Order Option - 90 days supply Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin. Cost - Included in cost of Medical Premium Back To Top DENTAL Administered through the Delta Dental of Arkansas Network The dental plan encourages preventive care by providing 100% coverage for checkups and cleanings up to the Usual and Customary (U&C) amounts. If your dentist tells you additional dental care is necessary, the plan will cover a portion of those costs as well. The dental plan is completely separate from the medical plan. Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin. Cost – The employee pays the cost of the selected coverage through payroll deductions. Back To Top EMPLOYEE ASSISTANCE PROGRAM Administered through Preferred Mental Health Management (PMHM) This program provides the employee, and their family members who are enrolled in the Medical benefits plan, 24-hour access to professional psychologists to confidentially deal with personal problems. The Employee Assistance Program (EAP) is to assist employees with issues such as uncomplicated marital/relationship problems, parenting/child problem, grief/loss, job stress, or phase of life difficulties, etc. Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin and enrolled in the Medical Plan. Cost - paid by Company Back To Top Vision Plan – administered through VSP Visit a VSP network doctor to receive the following: • $20 Copay for first services provides (exams, lenses, frames) • One eye exam every 12 months • One set of frames every 24 months – up to $49 wholesale or $120 retail value • Single vision, bifocal, trifocal and lenticular lenses – one every 12 months • Contact lenses – one every 12 months up to $120 retail value (100% if determined as medically necessary) Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin. Must be enrolled in the Medical benefits plan. Cost - The employee pays the cost of the selected coverage through payroll deductions. Back To Top FLEXIBLE SPENDING ACCOUNTS Administered through HealthScope Benefits, Inc. Supplemental Services Offers employees the opportunity to pay for their portion of medical and dependent care expenses using pre-tax dollars. Unreimbursed Medical Account: Tax Deferred Savings: Employees pay no federal income taxes on amount contributed Employees can defer up to $4,000 of annual salary Dependent Care Account: Tax Deferred Savings: Employees pay no federal income taxes on amount contributed Employees can defer up to $5,000 of annual salary Direct Deposit for reimbursement is required Flex Debit Card program is an available option. Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin. Cost - No cost to employee if plan is followed. Employee elects pre-tax deductions from paychecks. Reimbursement is obtained after submitting “qualifying” expenses. Potential cost to employee only if qualifying expenses is less than the deferred annual amount. Back To Top BASIC LIFE/ACCIDENTAL DEATH & DISMEMBERMENT Administered through Aetna Life insurance is important for employees to plan their long-term financial planning and to provide the necessary level of security for the employee and the employee’s family. The Company recognizes this and pays for your basic life and AD&D at once (1) times your annual salary. Eligibility - Coverage begins the first of the month following your date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin. Cost - paid by Company Back To Top VOLUNTARY LIFE Administered through Aetna The opportunity for employees to purchase additional life insurance at group rates. Optional life insurance is available in increments of 1, 2 or 3 times the employees’ annual salary Life premiums depend on the employee’s age and the amount of requested coverage Eligibility - Coverage begins the first of the month following your date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin. Cost - The employee pays the cost of life insurance through payroll deductions Back To Top DEPENDANT LIFE Administered through Aetna Employees may insure their spouse and/or children under the dependent life insurance program. Dependent life insurance maximum amounts: Spouse - $10,000 Each Child between Ages of 14 Days and 23 Years - $5,000 Eligibility - Coverage begins the first of the month following your date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin. Cost - The employee pays the cost of dependent life insurance through payroll deductions. Back To Top 401(K) RETIREMENT SAVINGS PLAN Administered through Vanguard Company provides a plan for employees to build a financially secure retirement income. An excellent way for you to build a retirement nest egg. Tax Deferred Savings: Employees pay no federal income taxes on their contribution until the funds are actually distributed Can defer up to 15% of your annual salary Company matches the employee’s contributions up to 6% of your annual salary Employees are 100% vested after five years of service in the Company Matching Program You will be credited with a Year of Service for vesting purposes upon completion of 1000 Hours of Service during the Plan Year Withdrawal and loan options Eligibility - Employees are eligible the first of the month following your date of hire. Enrollment and changes can be made on a monthly basis. Cost - Employee and Company Back To Top SHORT-TERM DISABILITY Administered through HealthScope Benefits, Inc. To provide income protection for employees with a non-work related illness or accident. Benefits begin for certified disabilities after the employee has been out of work for thirty consecutive calendar days. Benefits may continue for up to 26 weeks. 14 calendar day elimination period upon qualifying for STD Disability must be non-work related and certified Eligibility - 1 year of service Cost - paid by Company Back To Top LONG-TERM DISABILITY Administered through Aetna To provide income protection for employees with an extended disability. Plan payments begin after 26 weeks of disability; long-term disability benefits may be offset or reduced by similar benefits payable under social security or similar plans. 26 week elimination period Disability must be certified; non-work related accident or illness Eligibility - 1 year of service Cost - paid by Company Back To Top TUITION REIMBURSEMENT Administered through HealthScope Benefits, Inc. A program designed to reimburse employees for tuition expenses that are specifically related to the work of the company. Manager and Human Resources prior approval required Reimbursement covers tuition Course attendance may not interfere with an associate’s regular job assignments Maximum of two (2) courses per college term Maximum of $1,000 per course, not to exceed $3,000 in a calendar year based on final grade of C or better Eligibility - Six (6) months of service Reimbursement Agreement signed by all associates participating in the Tuition Reimbursement program prior to approval to participate in the program Cost - paid by Company Back To Top TRAINING REIMBURSEMENT Administered through HealthScope Benefits, Inc. A program designed to reimburse employees for other training expenses such as computer classes, seminars, etc. Manager and Human Resources prior approval required Maximum annual reimbursement amount $300.00 Eligibility - Six (6) months of service Reimbursement Agreement signed by all associates participating in the Training Reimbursement program prior to approval to participate in the program Cost - paid by Company Back To Top PAID TIME OFF Accrual based on length of service Earned on a bi-weekly basis May be accrued up to the maximum amount (“the cap”) Eligibility –Immediately upon employment. Part-time associates will be eligible to accrue PTO on a pro-rated basis based on hours worked during each pay period. HOLIDAYS 8 per calendar year New Year's Day Memorial Day Independence Day Labor Day Thanksgiving Day Day after Thanksgiving Christmas Eve Christmas Day Eligibility - Immediately upon employment. Part-time associates will receive four (4) hours of holiday pay for any holiday that falls on a regularly scheduled workday for the part-time associate. Holiday pay will not be paid for holidays that fall on regularly scheduled days off. Back To Top If you would like to learn more about HealthSCOPE Benefits, visit the "About Us" section.

Benefits

MEDICAL HEALTH INSURANCE
Managed Care Plan (depending on your location determines which managed care plan network is offered):

PPO = a “preferred provider organization” (PPO) plan in which a group of preferred health care providers offer services under defined financial arrangements. Plan participants usually have incentives to use the “preferred provider” network. A primary care physician does not control a participant’s access to specialists in the network.

Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin.

Cost – The employee pays the cost of the selected coverage through payroll deductions.

PRESCRIPTION DRUG
Administered through the CareMark Network

Pharmacy Card Option - up to a 30 day supply

Mail Order Option - 90 days supply

Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin.

Cost - Included in cost of Medical Premium

DENTAL
Administered through the Delta Dental of Arkansas Network

The dental plan encourages preventive care by providing 100% coverage for checkups and cleanings up to the Usual and Customary (U&C) amounts. If your dentist tells you additional dental care is necessary, the plan will cover a portion of those costs as well. The dental plan is completely separate from the medical plan.

Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin.

Cost – The employee pays the cost of the selected coverage through payroll deductions.

EMPLOYEE ASSISTANCE PROGRAM
Administered through Preferred Mental Health Management (PMHM)

This program provides the employee, and their family members who are enrolled in the Medical benefits plan, 24-hour access to professional psychologists to confidentially deal with personal problems.

The Employee Assistance Program (EAP) is to assist employees with issues such as uncomplicated marital/relationship problems, parenting/child problem, grief/loss, job stress, or phase of life difficulties, etc.

Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin and enrolled in the Medical Plan.

Cost - paid by Company

Vision Plan – administered through VSP

Visit a VSP network doctor to receive the following:
• $20 Copay for first services provides (exams, lenses, frames)
• One eye exam every 12 months
• One set of frames every 24 months – up to $49 wholesale or $120 retail value
• Single vision, bifocal, trifocal and lenticular lenses – one every 12 months
• Contact lenses – one every 12 months up to $120 retail value (100% if determined as medically necessary)

Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin. Must be enrolled in the Medical benefits plan.

Cost - The employee pays the cost of the selected coverage through payroll deductions.

FLEXIBLE SPENDING ACCOUNTS
Administered through HealthScope Benefits, Inc. Supplemental Services

Offers employees the opportunity to pay for their portion of medical and dependent care expenses using pre-tax dollars.

Unreimbursed Medical Account:
Tax Deferred Savings: Employees pay no federal income taxes on amount contributed
Employees can defer up to $4,000 of annual salary

Dependent Care Account:
Tax Deferred Savings: Employees pay no federal income taxes on amount contributed
Employees can defer up to $5,000 of annual salary

Direct Deposit for reimbursement is required

Flex Debit Card program is an available option.

Eligibility - Coverage begins the first day of the month following date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin.

Cost - No cost to employee if plan is followed. Employee elects pre-tax deductions from paychecks. Reimbursement is obtained after submitting “qualifying” expenses. Potential cost to employee only if qualifying expenses is less than the deferred annual amount.

BASIC LIFE/ACCIDENTAL DEATH & DISMEMBERMENT
Administered through Aetna

Life insurance is important for employees to plan their long-term financial planning and to provide the necessary level of security for the employee and the employee’s family. The Company recognizes this and pays for your basic life and AD&D at once (1) times your annual salary.

Eligibility - Coverage begins the first of the month following your date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin.

Cost - paid by Company

VOLUNTARY LIFE
Administered through Aetna

The opportunity for employees to purchase additional life insurance at group rates.

Optional life insurance is available in increments of 1, 2 or 3 times the employees’ annual salary

Life premiums depend on the employee’s age and the amount of requested coverage

Eligibility - Coverage begins the first of the month following your date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin.

Cost - The employee pays the cost of life insurance through payroll deductions

DEPENDANT LIFE
Administered through Aetna

Employees may insure their spouse and/or children under the dependent life insurance program.

Dependent life insurance maximum amounts:

Spouse - $10,000
Each Child between Ages of 14 Days and 23 Years - $5,000

Eligibility - Coverage begins the first of the month following your date of hire. Employees must be “actively” at work on the day coverage is scheduled to begin.

Cost - The employee pays the cost of dependent life insurance through payroll deductions.

401(K) RETIREMENT SAVINGS PLAN
Administered through Vanguard

Company provides a plan for employees to build a financially secure retirement income. An excellent way for you to build a retirement nest egg.

Tax Deferred Savings: Employees pay no federal income taxes on their contribution until the funds are actually distributed

Can defer up to 15% of your annual salary

Company matches the employee’s contributions up to 6% of your annual salary

Employees are 100% vested after five years of service in the Company Matching Program

You will be credited with a Year of Service for vesting purposes upon completion of 1000 Hours of Service during the Plan Year

Withdrawal and loan options

Eligibility - Employees are eligible the first of the month following your date of hire. Enrollment and changes can be made on a monthly basis.

Cost - Employee and Company

SHORT-TERM DISABILITY
Administered through HealthScope Benefits, Inc.

To provide income protection for employees with a non-work related illness or accident. Benefits begin for certified disabilities after the employee has been out of work for thirty consecutive calendar days. Benefits may continue for up to 26 weeks.

14 calendar day elimination period upon qualifying for STD
Disability must be non-work related and certified

Eligibility - 1 year of service

Cost - paid by Company

LONG-TERM DISABILITY
Administered through Aetna

To provide income protection for employees with an extended disability. Plan payments begin after 26 weeks of disability; long-term disability benefits may be offset or reduced by similar benefits payable under social security or similar plans.

26 week elimination period
Disability must be certified; non-work related accident or illness

Eligibility - 1 year of service

Cost - paid by Company

TUITION REIMBURSEMENT
Administered through HealthScope Benefits, Inc.

A program designed to reimburse employees for tuition expenses that are specifically related to the work of the company.

Manager and Human Resources prior approval required
Reimbursement covers tuition
Course attendance may not interfere with an associate’s regular job assignments
Maximum of two (2) courses per college term
Maximum of $1,000 per course, not to exceed $3,000 in a calendar year based on final grade of C or better

Eligibility - Six (6) months of service
Reimbursement Agreement signed by all associates participating in the Tuition Reimbursement program prior to approval to participate in the program

Cost - paid by Company

TRAINING REIMBURSEMENT
Administered through HealthScope Benefits, Inc.

A program designed to reimburse employees for other training expenses such as computer classes, seminars, etc.

Manager and Human Resources prior approval required
Maximum annual reimbursement amount $300.00

Eligibility - Six (6) months of service
Reimbursement Agreement signed by all associates participating in the Training Reimbursement program prior to approval to participate in the program

Cost - paid by Company

PAID TIME OFF

Accrual based on length of service
Earned on a bi-weekly basis
May be accrued up to the maximum amount (“the cap”)

Eligibility –Immediately upon employment. Part-time associates will be eligible to accrue PTO on a pro-rated basis based on hours worked during each pay period.

HOLIDAYS
8 per calendar year

New Year's Day
Memorial Day
Independence Day
Labor Day
Thanksgiving Day
Day after Thanksgiving
Christmas Eve
Christmas Day

Eligibility - Immediately upon employment. Part-time associates will receive four (4) hours of holiday pay for any holiday that falls on a regularly scheduled workday for the part-time associate. Holiday pay will not be paid for holidays that fall on regularly scheduled days off.

If you would like to learn more about HealthSCOPE Benefits, visit the "About Us" section.